Quick Answer: Which Wells Fargo Credit Card Is Easiest To Get?

Can I get a Wells Fargo credit card with bad credit?

The chief benefit of the Wells Fargo Secured Visa® Credit Card is the fact that anyone can qualify for it.

The card is even open to those with bad credit scores.

In order to apply, individuals must put down a minimum $300 security deposit..

What is the easiest credit card to be approved for?

What Is the Easiest Unsecured Credit Card to Get Approved For?Credit One Bank Platinum Visa: The Credit One Bank Platinum Visa offers cash back with no security deposit required. … Total Visa: The Total Visa is an unsecured credit card designed for people who don’t have perfect credit.More items…•

Which Wells Fargo credit card is the best?

The Best Wells Fargo Credit Cards for January 2021Wells Fargo Propel American Express: Best Overall, Best Travel.Wells Fargo Cash Wise: Best Cash Back.Wells Fargo Business Platinum Credit Card: Best Business.Wells Fargo Platinum Card: Best for Balance Transfer.Wells Fargo Cash Back College Student: Best Student.

How long does it take for Wells Fargo to approve a credit card?

If you are not instantly approved, we will mail you a credit decision within 5 to 7 business days. If you are approved, you will receive a mail package with information intended to help you better understand your credit report and a copy of the applicable Wells Fargo Privacy Notice.

Can I get a credit card with a 450 credit score?

A 450 credit score is a bad credit score, unfortunately, as it’s a lot closer to the lowest score possible (300) than the highest credit score (850). … As a result, a 450 credit score will make it difficult to qualify for a loan or unsecured credit card.

How often does Wells Fargo Give credit line increases?

If you accept the initial Wells Fargo credit limit offer, you can request an increase in your credit limit after at least six months of timely payments. Also, after six months, Wells Fargo may review your account for an automatic increase.

What is the hardest credit card to get?

American Express Centurion CardWhy it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Can I use my Wells Fargo credit card before it arrives?

You need to activate your Wells Fargo credit card before you can use it. And it’s a quick and easy process, so you should be able to start using your card within minutes of receiving it.

Can you have 2 Wells Fargo credit cards?

Even if you’re willing to forego one of the bonuses, it’s probably still going to be tricky to be approved for two Wells Fargo credit cards in the same day. … “You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months.”

What credit score do you need for a Wells Fargo Credit Card?

700+Most Wells Fargo credit cards require a credit score of 700+. The exceptions are the Wells Fargo Rewards Card, which requires a score of 750+, and the Wells Fargo Cash Back College Card, which is available to students with limited credit.

How long does it take for Wells Fargo to approve a loan?

two hoursWells Fargo says a credit decision on your application can take anywhere from a few minutes to two hours. And if you are approved, you can typically receive funds on the next business day provided you signed the loan agreement.

Does Wells Fargo automatically increase credit limit?

Wells Fargo does not allow you to request a credit limit increase online. Instead, they ask you to call into their customer service line at 1-800-642-4720. … As a final consideration, you should note that Wells Fargo may automatically increase your credit limit from time to time.

How do I know if I get approved for Wells Fargo credit card?

How to check your Wells Fargo credit card application status:By Phone: Call 1-800-967-9521 between 5:00 AM and 7:00 PM, Monday through Friday. … Online: Use Wells Fargo’s application status webpage. … Email: Simply click “Check Your Application Status Now” in one of the emails you’ve received from Wells Fargo.

Do I qualify for a Wells Fargo Credit Card?

A minimum good credit (700-749) is required for the Cash Wise Visa, Platinum, and Propel American Express cards. If you have bad credit (640), you’ll likely qualify for the Cash Back College Card. Wells Fargo also has standard age and income requirements. You must be at least 18 years old to apply for a credit card.

What credit card can I get with a 600 credit score?

Best credit cards if your FICO score is 600 to 649 overviewCredit CardBest ForCapital One Platinum Credit CardRebuilding creditSecured Mastercard® from Capital OneThe lower end of fair creditOpenSky® Secured Visa® Credit CardThose with little to no creditDiscover it® SecuredCashback rewards AND building credit6 more rows

What credit card can I get with a 550 credit score?

The best credit cards for a 550 score:OpenSky® Secured Visa® Credit Card.Discover it® Secured.Credit One Bank® Platinum Visa® with Cash Back Rewards.Secured Mastercard® from Capital One.Milestone® Mastercard® – Less Than Perfect Credit Considered.

Is it easy to get approved for a Wells Fargo Credit Card?

According to reviews, this card should be fairly easy to qualify for if you have a credit score of 700 or higher, though a number of reports of approvals can be found online for reviewers with credit scores in the 600 to 700 range. Your chances of being approved with a score below 600 are likely slim to none.

What is the credit limit for Wells Fargo Platinum Card?

$1,000Your Wells Fargo Platinum Credit Card limit will be at least $1,000. That’s Platinum’s minimum spending limit, per the card’s terms and conditions, which means it’s all you’re guaranteed to get if approved for an account.